When you agree to pay dues to a union, you are deciding NOT to do other things with that money.

• For instance, what if you took that same 1½ – 2% of pay and placed it into a 401(k) plan or savings account?
• How much money would you save towards retirement?

​Remember, the company matches non-union 401(k) contributions at 100% for up to 6% of your pay.  That’s a great return on your investment!

• Use the calculator below to get a quick idea of how much those dues may be costing your retirement.
• Put in an anticipated monthly dues amount.
• Select the next 2 variables (expected return, and years until retirement), and then hit the calculate button.
• You can hit the “reset” button to calculate using different rates of return or other differences.